About CompQuoter
CompQuoter is a free comparison tool that gives California businesses instant, side-by-side workers' compensation premium estimates from top-rated carriers — no phone calls, no waiting.
How It Works
- Pick your industry — select from 8 industry categories covering 80+ common California class codes.
- Enter your payroll — tell us your annual payroll for the class code that fits your business.
- Compare quotes — see estimated annual premiums from 10 carriers ranked from lowest to highest.
Our Rating Approach
Premiums are calculated using WCIRB advisory pure premium rates multiplied by each carrier's loss cost multiplier, then run through the standard California rating sequence: experience modification, premium discount, expense constant, and TRIA surcharge. The result is an indicative estimate — actual premiums may differ based on individual underwriting, schedule rating credits or debits, and carrier-specific factors.
Carriers We Compare
Important Disclaimers
CompQuoter provides indicative estimates for comparison purposes only. These estimates do not constitute an offer or guarantee of insurance coverage. Actual policy premiums are determined by the issuing carrier based on their own underwriting criteria and the complete application. All coverage is subject to policy terms, conditions, and exclusions.